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Privacy Policy

What does ESP Digital Banking do with your personal information?

Why?

Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.

What?

The types of personal information We collect and share depend on the product or service You have with Us. This information can include:

  • Social Security number and Income

  • Account balances and transactions

  • Payment history

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers' personal information, the reasons ESP Digital Banking chooses to share, and whether You can limit this sharing.

For Our everyday business purposes - such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus. We may share this data.

For Our marketing purposes - to offer Our products and services to You. We may share this data.

For joint marketing with other financial companies - we may share this data to offer you more solutions.

For Our affiliates' everyday business purposes - information about Your transactions and experiences. We do not share this information.

For Our affiliates' everyday business purposes - information about Your creditworthiness. We do not share this information.

For non-affiliates to market to You - we do not share this information.

To limit Our sharing

  • Call (800) 456-5750

Please note:
If You are a new member, We can begin sharing Your information 30 days from the date We sent this notice. When You are no longer Our member, We continue to share Your information as described in this notice. However, You can contact Us at any time to limit Our sharing. Questions? Call (800) 456-5750 or go to: www.espsolution.net

How does ESP Digital Banking protect my personal information? To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does ESP Digital Banking collect my personal information? We collect Your personal information, for example, when You

  • deposit money or pay Your bills

  • open an account or apply for a loan

  • transaction listing from your credit and/or debit card

We also collect Your personal information from others, such as credit bureaus, affiliates, or others.

Why can't I limit all sharing? Federal law gives You the right to limit only

  • sharing for affiliates' everyday business purposes - information about Your creditworthiness

  • affiliates from using Your information to market to You

  • sharing for non-affiliates to market to You

State laws and individual companies may give You additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on Your account.

Definitions:

Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.

Non-Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.

Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to You.

  • Our joint marketing partners include financial service providers your credit union has partnered with.