Core Processing
Your core processing system is the foundation of your credit union. We provide the reliability, flexibility, and functionality your team needs to serve members with confidence every day. Built specifically for credit unions, FORZA³™ connects operations, lending, accounting, reporting, digital banking, and member service, and more into one dependable core platform backed by a support team that knows you and your credit union by name.
Built by Credit Unions.
With a familiar tabbed interface, intuitive mouse navigation, and speed keys for the keyboard warriors, FORZA³™ keeps things simple. Tellers can learn their job functions in just a few hours, because core processing shouldn’t require a decoder ring, a survival guide, or three weeks of caffeine-fueled training.
Efficient by Design
We engineered our platform to make efficiency the default, not the dream. From smoother daily teller tasks to simplified reporting cycles, FORZA³™ helps your staff spend less time wrestling with the system and more time serving members.
Powerful Processing Tools
Accrual Based
No more monthly accrual GL entries for income and expenses, which means month-end gets a whole lot simpler and your accounting team gets one less reason to stare silently into the distance.
Automatic Posting
Automatic Loan Insurance and Funds Transfer Posting runs seamlessly at EOD or BOD, freeing your staff from repetitive processes. Frankly, “manual busywork” should not be anyone’s unofficial job title.
Robust GL Drilldown
Simplify your research with the GL Details tool, which gives you a line-item breakdown of every account impacted by a system entry. Financial detective work is more fun when the clues are already organized.
Simplifying the Front Line
Intuitive Interface
By using familiar design patterns and a clean, seamless layout, FORZA³™ helps users get comfortable fast with less “where do I click?” and more “look at me, being productive already.”
Easy Navigation
Our intuitive interface keeps everything you need within two clicks because hunting through endless menus should be reserved for restaurant apps, not core processing.
Identity Based
A single update to member information automatically syncs across every account they hold. No one should have to type the same address six times unless they’re being punished.
Effortless Reporting
Customizable Financial Statements
With FORZA³™ financial statements, you can build exactly what you want to see, exactly how you want to see it. It's simple, flexible, and refreshingly free of “because that’s how the report has always looked.”
Streamlined EOM/EOY
No more late nights running extra jobs for these processes, saving you time, money, and the occasional “why am I still here?” existential crisis.
Exceptions Made Easy
FORZA³™ makes ACH and Share Draft Exception work simple, giving you the ability to manage exceptions multiple times a day, whenever you need. Exceptions are annoying enough without waiting around for permission from the clock.
Reports When You Need Them
FORZA³™ reports are incredibly easy to view in the Archive or run on-demand.
Modern Architecture
FORZA³™ is designed with the future in mind.
Automatic Updates from Continuous Development
FORZA³™ keeps improving through continuous development and automatic updates because “set it and slowly regret it” is not a technology strategy.
SQL Database for Flexibility and Growth
Built on a SQL database, FORZA³™ gives your credit union the flexibility to grow, adapt, and actually use your data, instead of treating it like it lives in a locked basement.
Hardware Agnostic
Choose whatever peripheral hardware you actually want to use. FORZA³™ is built to be flexible, meaning no vendor restrictions and no “sorry, that only works with this one oddly specific machine” moments.
Peripherals Managed Through Windows
Peripherals are managed through Windows, keeping device management familiar and straightforward because printers and scanners already bring enough drama on their own.
Custom Programming
With custom programming, FORZA³™ can adapt to the way your credit union works, not the other way around. Software should not behave as if it owns the building.
Modern Functionality
FORZA³™ works the way you work.
Real-Time ATM/Debit Processing
With native, real-time ATM and debit processing, FORZA³™ ensures member balances update instantly and accurately. Because "we’ll find out tomorrow morning" is not a member service strategy.
Native Member Imaging
Native Member Imaging keeps important documents and member images right where your team needs them with no digital treasure hunt required.
Native Shared Branch Issuer/Acquirer
FORZA³™ includes native Shared Branch Issuer and Acquirer functionality, making shared branching smoother for your staff and members. Collaboration should not require a meeting.
Robust Security for Staff Management
Robust staff security management gives you control over access, roles, and permissions. Not everyone needs the keys to the castle, the vault, and the snack drawer.
Phenomenal Customer Service
With ESP, application support and system administration assistance start with one simple call — and yes, an actual human answers. No robots, no endless phone maze, no “please listen carefully as our menu options have changed” emotional journey.
Our highly trained Client Services team guarantees a call back within 30 minutes, 24/7/365, even on holidays. Apparently we decided sleep was optional and credit union support was not.
See FORZA³™ in Action!
A complete core solution designed to streamline your workflow and drive measurable growth.
Experience it for yourself. Get your free demo today!
What you'll discover:
- Custom-Built Demos: Skip the generic tour. We show you exactly how we solve your specific pain points.
- Direct Expert Access: No scripts, just deep-dive conversations with the team that knows the platform best.
- Frictionless Exploration: Get the answers you need to inform your strategy, with zero strings attached.